Growing Up with Money Stress

I grew up in a working class home in the UK. From an early age, I felt the weight of financial stress, but I never gained the skills I needed to manage money responsibly before I left home at 18.

Learning the Hard Way

As a young adult, I swung between extreme frugality and overspending, racking up credit card debt with no savings or investments. My partner and I lived in expensive cities and juggled changing incomes — I was sometimes employed, sometimes running my own business. Even with a financial advisor, we often had to dip into investments to cover bigger expenses, leaving us back at square one.

The Turning Point

Everything changed in 2019, when we returned from a vacation to find ourselves in the red yet again. That’s when I discovered the Financial Independence, Retire Early (FIRE) movement. I dove into blogs, podcasts, videos, books, and online courses — and never stopped learning.

Building Financial Clarity

Since then, we’ve aimed to optimize everything from housing and groceries to income and investments. That journey gave us clarity, resilience, and a roadmap for the future. We live by a simple mantra: spend less than you make, and invest the difference. 

Helping You Gain Control

Now, I share what I’ve learned through compassionate, judgment-free money coaching. My goal is to help you feel calm, confident, and in control of your finances — no matter where you’re starting.